Effective date: April 2026 · Governed by the laws of the Netherlands
1. About these Terms
These Terms of Use ("Terms") govern your use of the bznpay.com website and any information, forms, or communications you submit to BZNpay ("we," "us," or "BZNpay"). By using the website or submitting information, you agree to these Terms. If you do not agree, please do not use the website or submit information.
2. About BZNpay
BZNpay is a business introductions service based in the Netherlands. We connect merchants with a network of acquiring banks, payment service providers, and other financial partners. BZNpay is not itself a licensed payment institution, acquiring bank, credit institution, or other regulated financial entity.
3. Nature of the Service
Our role is strictly that of an introducer. We evaluate merchant inquiries, identify potential partners in our network, and facilitate initial contact. All decisions regarding merchant acceptance, pricing, terms, settlement timelines, reserves, and ongoing risk management rest solely with the acquiring bank, payment service provider, or other financial partner you may subsequently engage.
4. No Guarantee
Submitting information to us — whether via a form on the website, by email, or through any other channel — does not guarantee:
- that you will be introduced to any acquirer or payment partner;
- that any partner will accept, approve, or onboard you;
- that you will be offered any particular pricing, terms, or conditions;
- that any merchant account or service will be opened or provided.
5. No Partnership or Contractual Relationship
Submitting information to BZNpay, or corresponding with us — whether before or after any introduction occurs — does not create any partnership, joint venture, agency, franchise, employment, fiduciary, or similar relationship between you and BZNpay. Any formal engagement between you and BZNpay will arise only upon execution of a separate written agreement signed by both parties.
6. Information You Provide
You warrant that (a) you are authorized to submit information on behalf of the business you represent; (b) the information you provide is accurate, complete, and not misleading; and (c) you will update us if any material information changes. Providing false or misleading information may result in immediate termination of discussions and may have legal consequences.
7. Sharing of Your Information
By submitting information to us, you consent to BZNpay sharing relevant elements of that information with prospective acquiring banks, payment service providers, and service partners as necessary to evaluate and facilitate a potential introduction. For details on how personal data is processed, please see our Privacy Notice.
8. Intellectual Property
All content on this website, including text, graphics, logos, and designs, is owned by BZNpay or used with permission. You may not reproduce, distribute, or create derivative works without our prior written consent.
9. Disclaimer of Warranties
The website and any information it contains are provided on an "as is" and "as available" basis. We make no warranties, express or implied, regarding accuracy, completeness, or fitness for any particular purpose. Nothing on this website constitutes legal, financial, tax, or regulatory advice.
10. Limitation of Liability
To the fullest extent permitted by applicable law, BZNpay shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or for any loss of profits, revenue, data, or goodwill, arising out of or in connection with your use of the website or submission of information. Our total aggregate liability, if any, shall not exceed the amounts BZNpay has directly collected from you, if any.
11. Indemnity
You agree to indemnify and hold harmless BZNpay and its officers, directors, employees, and agents from any claims, damages, or expenses arising from (a) your breach of these Terms; (b) inaccurate or misleading information you provide; or (c) your violation of any law or the rights of a third party.
12. Governing Law and Jurisdiction
These Terms are governed by and construed in accordance with the laws of the Netherlands. Any dispute arising from or relating to these Terms, the website, or your dealings with BZNpay shall be submitted to the exclusive jurisdiction of the competent court in Amsterdam, the Netherlands.
13. Changes to these Terms
We may update these Terms from time to time. The updated version takes effect on the date indicated at the top. Your continued use of the website after an update constitutes acceptance of the revised Terms.
14. Contact
If you have any questions about these Terms, please contact us at [email protected].