Global acquiring network · Live onboarding

Direct access to acquirers
built for complex merchants.

BZNpay connects merchants to a curated global network of card acquirers and PSPs. Built for operators in specialist and regulated industries.

Track record

Quietly trusted across regulated payments.

Our partners and clients value confidentiality. Instead of a wall of logos, here's the shape of the work we do.

40+ acquiring partners

Tier-1 EU, UK & US acquirers, vertical-specialist PSPs, LATAM and APAC local banks.

€300K - €20M+ GMV

From scaling operators to high-volume processors with negotiated reserves.

24-hour shortlist

Qualified files come back the same day with 2–3 acquirers ready to underwrite.

NDA by default

Files are only ever shared with pre-qualified partners. Confidentiality is the precondition, not an extra.

Client and partner names withheld by request. Available under NDA on intro calls.

The reality

Getting a merchant account shouldn't take months.

If you've tried to set up card acquiring for a complex business, you already know the friction. These are the bottlenecks we fix.

Closed acquirer networks

Most high-performing acquirers don't take inbound. Without a warm intro, you're locked out.

Low risk appetite

iGaming, crypto, digital entertainment, forex — a single MCC can close every door, regardless of your quality.

3–6 month onboarding

Back-and-forth emails, incomplete requirements, re-submissions — revenue sits idle while you wait.

Weak approval rates

Even after going live, you lose revenue to mis-configured risk rules and wrong BIN routing.

What we do

One relationship. A global network.

BZNpay is a payment infrastructure brokerage. We sit between you and a vetted network of card acquirers, PSPs, and specialist banks — matching your business to the partners who are most likely to approve, price fairly, and scale with you.

  • Access, not introductions

    Direct deal flow with decision-makers at acquiring banks — not a generic form in a shared inbox.

  • Matchmaking, not spray-and-pray

    We qualify your business first, then route to the 2–3 partners most likely to approve at your volume and risk profile.

  • Optimized approval rates

    BIN-level routing logic and structural advice to lift authorization rates after go-live.

  • Private partners

    Access to acquirers that don't publish a rate card or a website — because they don't need to.

How it works

Warm intros in 24 hours. Live in ~2 weeks.

A structured, hands-on process that gets you in front of the right acquirer — fast.

01

Submit your profile

Company details, industry, volumes, geographies, licensing. One form, end of story.

02

We qualify & match

Our team routes your file to the acquirers whose risk appetite and pricing fit your business.

03

Direct introductions

Warm intros with decision-makers. We stay in the loop to unblock requirements and push deals forward.

04

Go live & optimize

Post-integration, we help you route volume across rails to maximize approval rates and minimize cost.

Industries

Built for the hard cases.

We specialize where others say no. If you've been rejected elsewhere, you're in the right place.

iGaming

Sportsbooks, casinos, poker, DFS. Licensed operators in regulated and grey markets.

Crypto & Web3

Exchanges, on-ramps, wallets, NFT marketplaces. Card acceptance for MiCA-compliant operators.

Digital Entertainment & Creator Economy

Subscription platforms, content networks, creator payouts. High AOV merchants welcome.

Travel & OTAs

Airlines, booking platforms, DMCs. Solutions for chargeback exposure and cross-border volume.

Subscriptions & Digital

SaaS, streaming, gaming, dating. Recurring billing with descriptor and dunning optimization.

Marketplaces & Forex

Multi-party flows, split settlements, FX brokerage, CFDs. Complex structures, clean settlement.

Stop chasing acquirers. Let them come to you.

Tell us about your business. We'll come back within 24 hours with 2–3 acquirers ready to review your file.

Credibility

Acquirers who actually understand your business.

We don't just hand you a merchant account and disappear. We work with acquirers who know how to underwrite complex operators — and who help our clients keep their MIDs for the long term, not just get them.

24h

Warm intro within 24 hours.

Submit a qualified file today and we'll come back inside a day with the 2–3 acquirers best positioned to approve, price fairly, and scale with you.

Get your intro
Why BZNpay

Access, speed, and expertise — in one relationship.

Global coverage

EU, UK, US, LATAM, APAC, MENA. Wherever your customers are, we route to the right local partner.

Specialist verticals

We don't run from complex MCCs. We know which partners underwrite which verticals, at which volumes.

Fast onboarding

Proper file preparation and direct dialogue with underwriters cuts weeks off the standard timeline.

Better approval rates

Post-launch optimization: BIN routing, MCC hygiene, descriptor tuning. We keep pushing after go-live.

Direct relationships

We work with decision-makers, not gatekeepers. Your file lands on the right desk the first time.

Operator-level expertise

We've spent years managing these businesses from the inside. We know what acquirers need to see, how to structure a file, and how to keep MIDs healthy long after go-live.

FAQ

Common questions.

We regularly place: iGaming, crypto, digital entertainment, forex, nutraceuticals, travel, and dating are all placements we handle. What matters is your licensing, financials, and chargeback history — not the MCC alone.
Warm introduction: typically within 24 hours of a qualified file. Full onboarding and go-live: usually 2 weeks, depending on licensing, compliance review, and your technical integration timeline. Urgent placements can move faster.
Yes. Our partner network covers the EU, UK, North America, LATAM, APAC, and MENA. We regularly place multi-region setups where a merchant needs, for example, an EU acquirer for SEPA and a separate APAC partner for local card networks.
Our sweet spot is merchants processing $300K–$20M+ per month. We can work with most operators if you have credible business structure and a clean compliance file, and we have specialist partners for very high-volume processing ($10M+ monthly) where pricing and reserves are negotiated individually.
We're compensated directly by our acquiring partners when a merchant goes live and processes volume. There are no upfront fees, consulting retainers, or hidden markups on your processing rates. We'll confirm structure transparently during your intro call.
Completely. We operate under NDA as standard, and your file is only shared with acquirers whose appetite we've pre-qualified. Confidentiality is a precondition of the work — not an extra.

Get connected in 24 hours. Live in ~2 weeks.

One form. One call. Access to the acquirers you've been trying to reach for months.

Request introduction
Get connected